Mahindra Finance Taking excessive money Refund my money

I’m applying for personal loan at mahindra finance and I was aprroved and they told me to pay agreement charge 5500 rupees and I paid and the next day they told me to pay pay insurance fee 19999 again and I paid again and the next day they told me to pay income tax 7200 rupees and I was saying I couldn’t effort to pay that much and they said the company will pay half of the amount due to fever I couldn’t pay in the exact date but I said my problem to them they said ok and I paid it in the next day and after paying they told me my payment was late and I need to pay again..if my 36000 was expired where will it go?? Refund my money or I’m fiiling a complaint